Everything you need.
Nothing you don't.
A sharp, focused tool for people who want to understand their money — without handing their bank credentials to a third-party aggregator.
- Mar 02Groceries−$84.12Whole FoodsWFM #4023 SAN FRANCISCO
- Mar 03Subscriptions−$22.99NetflixNETFLIX.COM 866-579
- Mar 04Fuel−$48.20ShellSHELL OIL 09712204
- Mar 05Transport−$17.40UberUBER *TRIP HELP.UBER
- Mar 06Dining−$14.50Tartine BakerySQ *TARTINE BAKERY SF
- Mar 07Subscriptions−$11.99SpotifySPOTIFY P39820JS
- Mar 08Utilities−$132.40PG&EPGANDE WEB ONLINE PMT
- Mar 10Income+$3,450.00PayrollACME CORP DIR DEP
22 categories. Zero spreadsheet wrangling.
Sortlumo reads every line of your statement and assigns one of 22 categories — Groceries, Dining, Transport, Fuel, Subscriptions, Utilities, Housing, and more. Merchant names get normalized: SQ*TARTINE becomes Tartine Bakery, NETFLIX.COM 866-579 becomes Netflix.
- Works across Chase, Wells Fargo, AmEx, Discover, Capital One, and most banks
- Same merchant gets the same category across all your statements
- Re-categorize anything with a click — your overrides stick
The recurring charges you forgot about.
Sortlumo spots transactions that repeat each month and annualizes the cost so you see what they really cost you per year. The free trial you forgot to cancel? It's now a $359/year line item.
- Detects monthly, quarterly, and annual subscriptions
- Computes annualized cost so you can prioritize cancellations
- Highlights price increases between billing cycles
Checking, savings, three credit cards. One view.
Most people have money flowing across 4–6 places. Sortlumo lets you organize statements by account, switch with a click, and see each account's running picture independently.
- Free: 1 account · Personal: 5 accounts · Pro: unlimited
- Per-account spending summary and net flow
- Keep household and personal accounts separate
Take it with you, anywhere.
Need to send your accountant a clean file? Want to load it into Tiller or Google Sheets? Sortlumo exports every categorized transaction to .xlsx in one click.
- All columns: date, raw description, merchant, category, amount
- One file per account, or all-accounts combined
- Filters and column widths preserved
| Date | Merchant | Cat | $ |
|---|---|---|---|
| 03/02 | Whole Foods | Groceries | −84.12 |
| 03/03 | Netflix | Subscriptions | −22.99 |
| 03/04 | Shell | Fuel | −48.20 |
| 03/05 | Uber | Transport | −17.40 |
Designed for people, not auditors.
Batch upload
Drop 10 statements at once. Parse in parallel, with a satisfying live queue.
Search & filter
Find every $50+ Dining charge from October. Filter by category, account, or date range.
Net flow per month
See income vs. spend, side by side, for each month. The numbers nobody else surfaces clearly.
Local-only storage
Your statements live in your account. We don't share, analyze, or aggregate your data.
No bank linking
We never ask for your bank password. Plaid? Yodlee? No, thank you.
Cancel anytime
Two clicks from settings. Your data is exportable, and we'll keep it for as long as your account is active.