From bank PDF to clarity,
in under a minute.
No bank linking. No spreadsheet wrangling. Just upload, wait a few seconds, and start asking real questions about where your money goes.
Drop in a PDF
Drag any text-based bank or credit card statement into the upload zone. Chase, Wells Fargo, AmEx, Discover, Capital One, most credit unions — all supported. Drop up to 10 at once.
- PDF stays on your account servers
- We never ask for your banking credentials
- Encrypted PDFs unlocked once you provide the password
We extract & categorize
Every transaction parsed, every merchant normalized, every category assigned — in under 10 seconds per statement. Recurring charges flagged automatically.
- 22 spending categories covering 99% of real-world purchases
- Same merchant gets the same category across all your statements
- Subscription detection runs in the background
Browse, filter, export
Switch between accounts, search by merchant, slice by category, drill into any month. Download everything as Excel when you need it.
- Re-categorize anything with a click — your overrides stick
- Filter by date range, account, category, or amount
- Excel export preserves filters and formatting
What Sortlumo deliberately doesn't do.
Most personal finance tools quietly sell your spending data, link to your bank in ways you'd never authorize if asked plainly, or bury you in features you'll never use.
No Plaid. No Yodlee. We never see, store, or transmit your banking credentials.
Your spending history is not a product. We don't have a data team mining it for insights to sell.
No third-party analytics on your statements. No retargeting pixels for things you bought.
No budgets you'll set once and ignore. No goals that gamify your spending. Just: where did the money go?