What is Sortlumo?
A privacy-first way to turn bank and credit-card statement PDFs into categorized spending — no bank linking.
On this page
Sortlumo turns bank and credit-card statement PDFs into categorized transactions, forgotten-subscription alerts, and clean Excel exports — without ever asking for your banking login.
Most personal-finance apps ask you to hand over your online-banking credentials so they can pull your transactions. Sortlumo takes the opposite approach: you upload the statement PDFs your bank already gives you, and everything happens from there. Nothing to connect, no credentials to share, no third-party aggregator sitting between you and your bank.
What it does
- Reads your statement — every line item is parsed, even messy multi-page PDFs.
- Categorizes automatically — each transaction is sorted into one of 22 spending categories, with merchant names cleaned up (
SQ*TARTINEbecomesTartine Bakery). - Finds recurring charges — subscriptions and memberships are flagged and annualized so you see what they really cost per year.
- Tracks multiple accounts — keep checking, savings, and credit cards side by side.
- Exports to Excel — hand a clean
.xlsxto your accountant or drop it into a spreadsheet.
Who it's for
Anyone who wants a calm, honest picture of where their money goes but doesn't want to link their bank — freelancers reconciling expenses, households tracking spending across several cards, or anyone who bounced off Mint, Copilot, or Monarch because of the bank-linking step.
Sortlumo never asks for your online-banking username or password. It only works with the statement PDFs you upload or forward. See Privacy & your data for the full picture.
Ready to try it?
Upload your first statement and watch it get categorized in under a minute.
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